Loan Application

Grow Your Business With Our Industry Leading Line of Credit

By investing for the long term, Vertical Capital generates better returns, stronger communities, and economic growth that benefits everyone.


A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital with reliable terms and structures, whenever you need it.


Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix-and-flip, and rental properties.


Our average time from initial submission to borrower approval
is under 10 days.


One-time borrower underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.